Digital lending in India refers to the provision of loans facilitated through online platforms and digital channels, bypassing traditional brick-and-mortar institutions. It involves the use of technology such as mobile apps, websites, and data analytics to streamline the lending process, from application to disbursal.
Aditya Birla Finance Limited Digital Loan KYC
Get Instant Loans Up To 5 Lakhs One Stop Solution For All Your Money Needs.
Benefits You Get
Prefr Personal & Self Employed Personal Loan
When applying for a loan, there are various aspects to consider, like interest rate, processing time, charges, and eligibility criteria. You get this with the best personal loan, Prefr personal loan. This unsecured loan is available for both salaried and self-employed, making it a great choice to easily meet your emerging and urgent financial needs. With a low rate of interest and easy processing, this instant personal loan saves time and offers quick online management as well. At the same time, the eligibility criteria are quite basic, which include having a stable income, proper KYC, and good CIBIL. So, if you are looking to meet some of your financial needs, then Prefr personal loan is a perfect option.
Prefr Policy
Interest rate: | 15 TO 24% |
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Loan Amount: | ₹25000 - ₹500000 |
Tenure: | 6 - 48 months |
Minimum Salary: | Rs 25,000/month |
Age: | 21 to 50 years for salaried and 22 to 60 years for Self-Employed |
Processing Fee: | 3-5% of the loan amount |
Foreclosure Charges: | 5% of the principal outstanding amount |
Required Document
Pan Card |
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Aadhar card with Date of birth |
3 latest salary slip with form 16 |
Net Banking or Debit Card details to set up e-Mandate |
Last 3 month Bank statement / RBI Approved Account Aggregator Process/ Bank Statement |
Bajaj Personal Loan
2 Unique Variants Of Our Loan
Variant 1 - Instant Personal Loan Online
You can now avail personal loan completely online. Be it a trip to your dream destination, renovating your home with modern furnishings, your dream wedding plan, or even a medical emergency, a Personal Loan will always help you fulfil your requirements. When you apply for a Personal Loan online on Bajaj Markets, we connect you with the best lending partners in India. So, choose from our list of Personal Loan partners basis your need and convenience and make the most of it.
Instant Personal Loan Application Process
Step 1: Check Eligibility | Know your loan eligibility by sharing your income and contact details. |
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Step 2: Customize your Loan | Construct your Loan Package and don’t forget to include our unique Markets Loan Shield to protect your loan liability. |
Step 3: Get Verified & Setup the Repayment | Verify your details & set up automatic repayments with our secured online process. |
Step 4: Money in Account | The loan will be disbursed to your account in less than 24 hours. |
Instant Personal Loan Verification Process
Step 1: Your online application will be processed, once you submit the same on Bajaj MARKETS website/App. |
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Step 2: Post the complete processing of your online application, you must schedule a meeting, wherein the executive will verify the application details and collect the necessary documents, required for further processes. |
Step 3: Once the documents have been collected and successfully verified, the Personal Loan application will be approved and your loan will be disbursed in no time. |
Variant 2 - Business Loan At Bajaj Markets
Business Loan is an unsecured loan, which provides you with financial assistance for your business requirements. Since it’s an unsecured loan, you need not pledge any collateral/security. Be it starting a new business or expanding the current operation of your existing businesses to a new location, Business Loan available on Bajaj MARKETS will always help you fulfill your requirements.
Requirement for Online Business Loan Application
The following are the criteria that you must fulfil, to apply for a Business Loan
Eligibility Criteria
Documents Required
Business Loan Verification process
IndusInd Personal Loans - Apply for Instant Loan Online
Turn your diverse dreams into reality with IndusInd Bank’s Personal Loans. Enjoy easy access to credit, a seamless application process, and competitive interest rates to empower your journey to financial success. Be it renovating your home, taking that dream vacation, or funding your wedding, IndusInd Bank is your trusted partner. Say yes to hassle-free personal loans to take charge of your financial needs! Apply for a personal loan with IndusInd Bank now!There are no collaterals required on the loan application. As one of the leading loan providers in India, IndusInd Bank offers personal loan with low interest rates & flexible tenure. Apply online to submit your loan application for quick processing.
Personal Loan Eligibility
Personal Loan Features & Benefits
Documents for Salaried Employees
INCRED Personal Loans - Apply for Instant Loan Online
Personal loan of up to ₹10 lacs*
We have your cash needs covered. Get approved on INCRED with 24 to 36 months of flexible EMI options, minimum documentation, low interest rates
INCRED POLICY CONDITIONS
FIBE Personal Loans - Apply for Instant Loan Online
Personal loan of up to ₹5 lacs*
We have your cash needs covered. Get approved on Fibe with 3 to 36 month flexible EMI options, minimum documentation, low interest rates starting 15% P.A., and ZERO foreclosure charges
POLICY CONDITIONS
WHAT IS LOAN PROCESS?
1. SUBMIT YOUR PERSONAL & PROFESSIONAL DETAILS IN WEB PORTAL
2. VERIFY YOUR KYC
3. SELECT YOUR BANK DETAILS & VERIFY
4. TAKE YOUR SELFIE
5. CHOOSE YOUR AMOUNT (ON PREAPPROVAL)
6. CONFIRM & SUBMIT YOUR AGREEMENT AND NACH.
7. DOWNLOAD YOUR ALL AGREEMENT COPY
8. LASTLY YOUR MOBILE SCREEN SHOWS THE CONGRATULATION MSG
WHAT IS INSTANT LOAN?
INSTANT LOAN IS A PRE-APPROVED CREDIT LINE PRODUCT THAT PROVIDES QUICK & EASY ACCESS TO CASH.
WHAT IS E-MANDATE?
e-Mandate is a digital payment service introduced by the RBI and National Payments Corporation of India to streamline the payment process for companies. This process serves as the underlying infrastructure for firms to gather payments without manual intervention.
DO I NEED ANY DOCUMENTS DURING THE PROCESS?
NO IT IS PAPERLESS, BUT WE DO REQUIRE SOME DETAILS TO VERIFY YOUR IDENTITY. PLEASE KEEP THE FOLLOWING DETAILS HANDY: 1. PAN CARD, 2 AADHAR CARD, 3. BANK DETAILS, 4. YOUR LIVE SELFIE (PLEASE NOTE: PAN CARD & AADHAR CARD WITH BANK ACCOUNT HOLDER MUST BE SAME FOR SUCCESSFUL LOAN APPLICATION).
WHEN CAN I RECEIVE THE AMOUNT IN MY BANK ACCOUNT?
YOU WILL RECEIVE AMOUNT IN YOUR BANK ACCOUNT INSTANTLY. WE ENSURE IMMEDIATE PROCESSING OF TRANSACTIONS. THERE COULD BE DELAYS ONLY IF IS A PUBLIC HOLIDAY A WEEKEND HOLIDAY OR A FAKE DOCUMENT.
IS THERE ANY PHYSICAL VERIFICATION?
NO, THIS IS ALL TO A DIGITAL PROCESS BUT IT SOFTWARE FOUND SOME GUILT IN DOCUMENTS SO MIGHT BE POSSIBLE THAT OUR CREDIT MANAGER WILL DO THE PHYSICAL VERIFICATION ON YOUR DOCUMENTS.
HOW MANY DAY WILL TAKE IT IN PHYSICAL VERFICATION?
BANK OR NBFC WILL TAKE 3-4 DAYS FOR PHYSICAL VERIFICATION FOR SOME CASES.